If you are considering aesthetic, orthodontic, cosmetic or dental implant work you may be interested in a new service from 44 Dental Care, interest-free and low cost loans for dental treatment. We have a range of loan options so that you are able to get the treatment you have always wanted and you can pay for it over a period of time.

Interest-free and low cost loans

home_teethstraightWho can apply?

Anyone over the age of 18 is enabled to apply for this opportunity. You don’t have to belong to a private dental plan, and you do not have to even be a regular visitor.

How much can I borrow?

Depending on the practice, you can borrow between £1000 to £50,000. Most patients’ applications are approved within a few days and once approved; you can go ahead and schedule your treatment immediately.

What can I use it for?

You may use the loan for most dental treatment, but it’s suited to particularly more costly private work, like dental implants, orthodontic, cosmetic, and aesthetic work.

How is the loan repaid?

The loan is repaid in affordable monthly payments over a period agreed. The payments are made by Direct Debit.

home_teethwhiteHow much will I pay?

Our 0% interest free loan means you pay for the cost of your treatment over 12 months. If you decide to take out a low cost loan we will give you a quotation that shows the monthly payment and the total interest need paying over the term of the loan.

How do I apply?

Firstly it is agreed by yourself and the dentist how much the treatment costs and how long you would like to spread the cost of treatment. An application is then made for you. Once approved and the loan processed, you will be provided with a written confirmation from the credit provider.

The benefits are clear to anyone applying for this facility:
  1. You receive the treatment you want – and will make you feel a million times better.
  2. Loans paid over more than 12 months have a low cost interest on them.
  3. Interest-free and low cost loans can be a more affordable alternative to bank loans or credit cards.
  4. It’s simple to apply and easily repaid by Direct Debit.
  5. They’re provided by leading credit suppliers.
  6. You can pay back the loan over a time that suits you.
  7. You receive the dental treatment immediately once the application is successful.
Price per month Total cost of credit APR
£1000 treatment cost £83.34 £1000 0%
£2000 treatment cost £166.67 £2000 0%
£5000 treatment cost £416.67 £5000 0%
£10,000 treatment cost £833.34 £10,000 0%
£15,000 treatment cost £1250.00 £15,000 0%
£20,000 treatment cost £1666.67 £20,000 0%